Paymium
Paris-area Bitcoin exchange operating since 2011, authorised by the AMF under MiCA and by the ACPR as a payment institution
Quick Overview
| Company | Paymium SAS |
|---|---|
| Category | Crypto Exchanges |
| Headquarters | Boulogne-Billancourt, France |
| Founded | 2011 |
| EU Presence | Yes - France (EU) |
| Data Location | Not stated on the pages we read |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Bitcoin buy and sell, expert order mode, recurring purchases, OTC premium service, child savings plan, accounting statements |
| Pricing | Expert mode from 0% fees; other fees: see website |
| Best For | Bitcoin buyers who value a long-running French provider |
| Replaces | Coinbase |
Detailed Review
Paymium describes itself as the European Bitcoin pioneer since 2011 and counts 250,000 investors and 350,000 bitcoins traded.
Its legal notice PDF names Paymium SAS, registered at the Nanterre register under number 533 264 800, and the web legal page states AMF authorisation as a MiCA CASP (No. A2026-018) and ACPR status as a payment institution.
Regulatory status
The legal page states two supervisors: the AMF for crypto-asset services and the ACPR for payment services (CIB No. 18028). Together this is one of the more complete licence stacks among the Bitcoin platforms we checked.
Order types
Besides simple purchases there is an expert mode where you set your own buy and sell price, with fees described as low as 0%. A premium service handles over-the-counter orders above 50,000 euros.
Planning products
Paymium lists recurring purchases, a long-term Bitcoin plan for children, and account statements with dated valuation certificates, which helps with tax reporting.
Limitations to Consider
The service centres on Bitcoin and a short selected list of cryptocurrencies, far fewer than at Bitvavo. We did not find a readable fee table for standard orders, so only the expert-mode "as low as 0%" is quoted. It is a small company, hosting was not stated, and the user interface is primarily offered in French and English.
Who Should Use Paymium
Bitcoin-focused savers and larger buyers in France and the EU who want a payment-institution licence next to MiCA.
Pros and Cons
Pros
- Operating since 2011
- AMF MiCA and ACPR licences stated
- OTC desk above 50,000 euros
- Expert order mode
- Valuation certificates for accounting
Cons
- Short asset list
- Standard fees not verified
- Small vendor
- Hosting not stated
Alternatives to Paymium
Other European crypto exchanges worth comparing before you decide:
Bitvavo
Netherlands · Euro exchange with 400+ assets and tiered fees
Finst
Netherlands · Flat 0.15% fee per trade with no added spread
Bitpanda
Austria · Crypto, stocks, ETFs and metals in one app
Coinfinity
Austria · Bitcoin platform with savings plans and Lightning
See all European crypto exchanges or compare them directly against Coinbase on our alternatives page.
Frequently Asked Questions
Its legal page states authorisation as a crypto-asset service provider under MiCA from the French AMF under No. A2026-018.
Paymium SAS, registered in Nanterre under 533 264 800, per its legal notice PDF.
Yes, a premium service handles orders above 50,000 euros.