European Alternatives to Stripe

Looking for a European alternative to Stripe? While Stripe is popular, it's a US company processing sensitive financial data. European payment providers offer similar features with EU data residency.

European payment processors handle transactions within EU jurisdiction, ensuring GDPR compliance for financial data.

Written by Ingrid Halvorsen Edited by Daniel Brandt Fact-checked by Marta Kowalczyk

Published Last reviewed How we review

4 Alternatives
100% GDPR Compliant

Why Choose a European Alternative to Stripe?

GDPR Protection

Your data stays in Europe, protected by the world's strongest privacy laws.

EU Data Centers

Data processed and stored exclusively within the European Union.

No US Surveillance

Free from CLOUD Act and other US data access laws.

Quality Alternatives

Comparable features with European quality and support.

Best European Alternatives to Stripe

Privacy-focused alternatives from European companies, evaluated for features, privacy, and GDPR compliance.

Key features:
Online payments Subscriptions Invoicing Multi-currency EU data processing

Mollie

European payment service provider

8.7
Netherlands
Learn more Visit website

Adyen

Enterprise payment platform from Amsterdam

9.0
Netherlands
Learn more Visit website

Payrexx

Swiss payment gateway for online businesses

7.8
Switzerland
Learn more Visit website

SumUp

European card payments for small businesses

9.5
UK/Germany
Learn more Visit website

Frequently Asked Questions

Mollie is widely considered the best European alternative. Based in Netherlands, it offers european payment service provider.

Yes, all European alternatives listed are fully GDPR compliant, processing and storing data within the European Union.

European alternatives offer better data privacy under GDPR, data stored in EU data centers, no exposure to US surveillance laws, and support for European digital sovereignty.

Who worked on this review

Three people touch every comparison page: one writes it, a second edits it, and a third checks the compliance and pricing claims against the vendor's own documentation.

Ingrid Halvorsen
Written by

Ingrid Halvorsen

Managing Editor · Oslo, Norway

Runs the review process and decides when a page is ready to publish or needs another pass.

Daniel Brandt
Edited by

Daniel Brandt

Privacy & Compliance Researcher · Berlin, Germany

Checks the compliance claims: where the company is established, where the data sits, and what the DPA actually says.

Marta Kowalczyk
Fact-checked by

Marta Kowalczyk

Senior Analyst, Infrastructure & Developer Tools · Warsaw, Poland

Covers hosting, developer tooling and the practical side of moving workloads to European providers.

Read our editorial process for how we source, verify and update these pages — and how we keep affiliate income separate from what we recommend.

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