European Alternatives to Stripe & PayPal - Payment Processing (2026) | European Purpose

European Payment Processing Alternatives

Looking for a GDPR-compliant alternative to Stripe or PayPal? European payment processors handle sensitive financial data within EU jurisdiction with full regulatory compliance.

7 European Payment Processing

Adyen

Enterprise payment platform

9.0
Netherlands Custom
Global paymentsRisk managementUnified commerce

Mollie

European payment service provider

8.7
Netherlands Per transaction
Multi-currencySubscriptionsEasy integration

Klarna

Buy now, pay later platform

8.5
Sweden Per transaction
BNPLCheckoutFinancing

GoCardless

Bank-to-bank payments

8.3
UK Per transaction
Direct DebitRecurringBank payments

SumUp

Card payments for businesses

8.2
UK/Germany Per transaction
Card readersOnline paymentsInvoicing

Payoneer

Cross-border payments

8.0
EU operations Per transaction
Multi-currencyMarketplacesMass payouts

Payrexx

Swiss payment gateway

7.8
Switzerland Per transaction
Swiss hostingInvoicingSubscriptions

How We Choose European Payment Processing

  • EU data processing
  • PCI compliance
  • Multi-currency
  • Developer API
  • Transparent pricing

Frequently Asked Questions

European processors like Mollie and Adyen process all data within EU jurisdiction, simplifying GDPR compliance. They also often have better European bank integrations and local payment method support.

Yes, Mollie, Payrexx, and GoCardless all support recurring payments and subscription billing with features comparable to Stripe Billing.

European processors are competitive on pricing. Mollie charges similar rates to Stripe with no hidden fees. Adyen offers volume discounts for larger businesses.