Finst
Amsterdam exchange with a flat 0.15% trading fee, no added spread, 400+ assets and AFM authorisation under MiCA
Quick Overview
| Company | Finst B.V. |
|---|---|
| Category | Crypto Exchanges |
| Headquarters | Amsterdam, Netherlands |
| Founded | Not stated |
| EU Presence | Yes - Netherlands (EU) |
| Data Location | Not stated on the pages we read |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | 400+ cryptocurrencies, EUR and USDC pairs, bundles, staking, auto invest, referral, business and institutional accounts, proof of reserves |
| Pricing | 0.15% flat fee per trade, no added spread, free deposits and withdrawals, no custody or inactivity fees (fee page, 28 Oct 2026) |
| Best For | Cost-conscious traders who want one visible fee instead of a spread |
| Replaces | Coinbase, Coinbase Advanced |
Detailed Review
Finst presents a single pricing rule: 0.15% per trade and no spread on top. Its fee page puts that next to a comparison table of other platforms, which is marketing but also shows what the fee is built from.
The company page says Finst is registered with the Amsterdam chamber of commerce under number 85668117 and authorised by the AFM under number 41000015.
A fee you can calculate
Because the 0.15% is charged per trade and no spread is added, the cost of an order is easy to work out before you place it. Deposits and withdrawals in euro are listed as free, and the page lists no custody or inactivity fee.
The comparison table on the fee page is the vendor's own, so treat the other platforms' figures as its claims.
Assets and products
The home page lists 400+ assets that can be traded against EUR and USDC. Beyond spot trading there are bundles that rebalance monthly, staking, an auto-invest feature and a referral scheme.
There are separate sections for business and institutional customers.
Reserves and legal status
Finst says assets are segregated and held 1:1 and that it was the first Dutch exchange with a proof of reserves. Its footer names Finst B.V. as the AFM-authorised crypto-asset service provider under Regulation (EU) 2023/1114.
Limitations to Consider
Finst is a newer and smaller exchange than Bitvavo, and the trading pairs are in EUR and USDC only. It is execution-only with no investment advice. We did not verify the founding year or the server location on its own pages. A flat 0.15% is cheap per order but there is no maker rebate, and the comparison table on the page is the vendor's own.
Who Should Use Finst
Dutch and wider EU retail traders who mostly buy and hold and want a predictable per-trade cost.
Pros and Cons
Pros
- Flat 0.15% fee with no added spread
- AFM authorisation stated in the footer
- Free euro deposits and withdrawals
- No custody or inactivity fees listed
- Proof of reserves published
Cons
- Pairs against EUR and USDC only
- Execution-only, no advice
- Smaller user base than the big exchanges
- Comparison table is the vendor's own claim
Alternatives to Finst
Other European crypto exchanges worth comparing before you decide:
Bitvavo
Netherlands · Euro exchange with 400+ assets and tiered fees
Bitpanda
Austria · Crypto, stocks, ETFs and metals in one app
Coinfinity
Austria · Bitcoin platform with savings plans and Lightning
BISON
Germany · Boerse Stuttgart Group app without transaction fees
See all European crypto exchanges or compare them directly against Coinbase on our alternatives page.
Frequently Asked Questions
Its footer states that Finst B.V. is authorised as a crypto-asset service provider under MiCA by the Dutch AFM, with AFM number 41000015.
Its fee page states a flat 0.15% fee per trade with no added spread.
The home page says 400+ cryptocurrencies can be traded in EUR and USDC.