Bitpanda
Vienna-based investment app for 650+ cryptos plus stocks, ETFs and metals, with MiCAR authorisation from the FMA and BaFin
Quick Overview
| Company | Bitpanda GmbH |
|---|---|
| Category | Crypto Exchanges |
| Headquarters | Vienna, Austria |
| Founded | Not stated |
| EU Presence | Yes - Austria (EU) |
| Data Location | Not stated on the pages we read |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | 650+ cryptos, 10,000+ stocks and ETFs, precious metals, Visa card with Bitcoin cashback, Earn, Cash Plus, Bitpanda Club, enterprise and Web3 products |
| Pricing | See website (fee page not read on 28 October 2026) |
| Best For | People who want crypto, shares and metals in one regulated app |
| Replaces | Coinbase, eToro-style multi-asset apps |
Detailed Review
Bitpanda positions itself as one app for all investments: its home page counts 650+ cryptocurrencies and 10,000+ stocks, ETFs and metals.
The legal notice names Bitpanda GmbH in Vienna (commercial register FN 569240 v) and lists MiCAR authorisation with the Austrian FMA, and a second entity in Berlin authorised with BaFin.
Two regulators, two entities
The legal notice shows an Austrian entity registered at the commercial court in Vienna and a German entity registered at the local court in Berlin (HRB 258842 B), each stating a MiCAR authorisation from its national supervisor.
Which entity contracts with you depends on where you live, so read the terms for your country.
More than a crypto exchange
The product list includes a Visa card with Bitcoin cashback, Bitpanda Earn, Bitpanda Cash Plus and a Club tier. The home page also says funds are held in offline wallets.
That breadth is the main reason to pick it over a crypto-only venue.
Enterprise and developer side
The navigation also points to Web3 and Enterprise sections, which are aimed at companies and builders rather than private savers. We did not review those pages in detail.
Limitations to Consider
We could not open a server-rendered fee page on 28 October 2026, so no price is quoted here and you should check the current fee schedule yourself. A broad product range also means more terms to read across entities and asset classes. The app is built for investing, so the order-book tools of a pure trading venue such as Bitvavo are not its focus. Hosting location was not stated on the pages we read.
Who Should Use Bitpanda
Savers and investors in the EU who want crypto, shares, ETFs and metals under one login and one regulated group.
Pros and Cons
Pros
- 650+ cryptocurrencies
- Stocks, ETFs and metals in the same app
- MiCAR authorisation stated for Austria and Germany
- Visa card with Bitcoin cashback
- Austrian company with a named register number
Cons
- Fees not verified on a server-rendered page
- Different entities by country
- Less suited to order-book trading
- Hosting location not stated
Alternatives to Bitpanda
Other European crypto exchanges worth comparing before you decide:
Bitvavo
Netherlands · Euro exchange with 400+ assets and tiered fees
Finst
Netherlands · Flat 0.15% fee per trade with no added spread
Coinfinity
Austria · Bitcoin platform with savings plans and Lightning
BISON
Germany · Boerse Stuttgart Group app without transaction fees
See all European crypto exchanges or compare them directly against Coinbase on our alternatives page.
Frequently Asked Questions
Yes. Its legal notice names Bitpanda GmbH in Vienna, registered at the Commercial Court Vienna under FN 569240 v.
The legal notice lists MiCAR authorisation with the Austrian FMA and with the German BaFin (BaFin-ID 10159692).
The home page says you can invest in 10,000+ real stocks, ETFs and metals next to 650+ cryptocurrencies.