Bridge (Perspecteev)
Paris open banking publisher with bank data aggregation, bank-transfer payments and AI financial signals, operated by Perspecteev SAS
Quick Overview
| Company | Perspecteev SAS |
|---|---|
| Category | Open Banking APIs |
| Headquarters | Paris, France |
| Founded | Not stated |
| EU Presence | Yes - France (EU) |
| Data Location | Not stated on the pages checked |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Payment and refund by bank transfer, payment links by email, SMS or QR code, bulk invoice and payroll payments, IBAN identity verification, creditworthiness evaluation, continuous bank reconciliation, financial health analysis |
| Pricing | Pricing on request; no price list on the site |
| Best For | French accounting, invoicing and business software that wants reconciliation data and bank-transfer payments in one API |
| Replaces | Plaid, Tink |
Detailed Review
Bridge's site is in French and describes the company as a digital payment solutions publisher. The legal notice names the publisher as Perspecteev, a simplified joint-stock company (SAS) with capital of EUR 759,916.80, registered at the Paris RCS under number 529 196 313.
The brand is Bridge, the publisher is Perspecteev, and the two names appear together on the legal notice.
Data Products
Data products cover IBAN-based identity verification, creditworthiness evaluation from categorised data, and continuous automated bank reconciliation. The financial intelligence line adds financial health analysis, financial signal detection with AI and financial service recommendations.
Payments
Payment and refund by bank transfer, payment requests by link (email, SMS or QR code) and bulk payment of invoices and salaries are listed. The site states DSP2 compliance and an ACPR-authorised establishment.
Who It Targets
The solution pages name accounting software, invoicing software, payroll and HR, e-commerce and marketplaces, fintech and wallets, financing and credit, and property and landlords.
Limitations to Consider
The site is primarily in French, no prices are published, and the the legal notice also names the website host, which says nothing about the API itself. Country coverage was not stated on the pages checked. For a published price list see finAPI.
Who Should Use Bridge (Perspecteev)
French software vendors in accounting, invoicing and payroll that want data aggregation and bank-transfer payments from a Paris provider.
Pros and Cons
Pros
- Data and payments in one API
- IBAN identity verification
- Solution pages for accounting, payroll, property and marketplaces
- ACPR-authorised, per the site
- French legal entity details published
Cons
- No public pricing
- Site mostly French
- Country coverage not stated on pages checked
- Brand name (Bridge) differs from the legal entity (Perspecteev)
Alternatives to Bridge (Perspecteev)
Other European open banking apis worth comparing before you decide:
Yapily
United Kingdom · Open banking data and payments through one API, with FCA-authorised Connect option
finAPI
Germany · Munich open banking API with a published price list and BaFin licences
TrueLayer
United Kingdom · London Pay by Bank network with a Data API and verification products
Powens
France · French open finance platform for bank data, payments and identity checks
See all European open banking apis or compare them directly against Plaid on our alternatives page.
Frequently Asked Questions
The legal notice names Perspecteev SAS, registered at the Paris RCS under number 529 196 313.
It lists payment and refund by bank transfer, payment links and bulk payments of invoices and salaries.
The registered office is 4 rue de la Pierre Levee, 75011 Paris, according to the legal notice.