bexio
Swiss accounting, invoicing and CRM for small businesses, with data stored in Switzerland
Quick Overview
| Company | bexio AG |
|---|---|
| Category | Accounting Software |
| Headquarters | Rapperswil, Switzerland |
| Founded | 2013 |
| EU Presence | Switzerland (adequacy decision, outside the EEA) |
| Data Location | Switzerland (servers in Switzerland); encrypted backups in data centres "in Switzerland and abroad", countries and provider not named |
| Open Source | No |
| Pricing | Basic CHF 35/month billed annually (CHF 45 monthly) up to Ultimate CHF 119/month (CHF 129 monthly), excl. VAT |
| Free Option | 30-day free trial, no credit card |
| Replaces | QuickBooks, Xero |
Detailed Review
bexio is the Swiss entry here and the only product in this category whose vendor states that customer data sits in one named country: the privacy policy puts it exclusively in Switzerland.
The qualification arrives in the same document, which is why bexio does not rank higher. Encrypted backups are held in data centres "in Switzerland and abroad", with neither the countries nor the provider named, and no sub-processor list is published at all. For a buyer whose question is where a copy of the ledger can end up, the answer stops halfway.
bexio AG operates from Alte Jonastrasse 24 in Rapperswil. It began in 2013 as easySYS, took the bexio name in 2015, and has been owned since 2018 by die Mobiliar, the Swiss insurer, which calls it an independent subsidiary — Swiss ownership, then, but not an independent company.
Pricing is published in full and without gaps: Basic at CHF 35 per month billed annually or CHF 45 billed monthly, rising to Ultimate at CHF 119 or CHF 129, all excluding VAT, with a 30-day trial that does not ask for a card.
The package reaches past bookkeeping into contacts, projects and stock, with payroll and bexio Pay as add-ons, so a small Swiss firm can run its admin in one place instead of three. What it cannot do is serve an EU filing: Switzerland is outside the EEA, covered by an adequacy decision, and the product is built for Swiss rules. No independent certification such as ISO 27001 is published, and the code is closed.
What bexio does well
- Customer data stated to be held exclusively in Switzerland
- Full price list published, CHF 35 to CHF 119 per month
- 30-day trial with no credit card
- Contacts, projects and stock in the same package
- Swiss company in Rapperswil, owned by a Swiss insurer
Where bexio falls short
- Backups held "in Switzerland and abroad", countries and provider not named
- No sub-processor list published
- No independent certification published
- Outside the EEA, relying on the adequacy decision for Switzerland
- Closed source
Standout feature. One named country for the live data: bexio states that customer data is held exclusively in Switzerland, and the backup clause is the single question to put to them before signing.
Pros and Cons
Pros
- Customer data stated to be held exclusively in Switzerland
- Full price list published, CHF 35 to CHF 119 per month
- 30-day trial with no credit card
- Contacts, projects and stock in the same package
- Swiss company in Rapperswil, owned by a Swiss insurer
Cons
- Backups held "in Switzerland and abroad", countries and provider not named
- No sub-processor list published
- No independent certification published
- Outside the EEA, relying on the adequacy decision for Switzerland
- Closed source
Alternatives to bexio
Frequently Asked Questions
What is bexio?
bexio is the Swiss entry here and the only product in this category whose vendor states that customer data sits in one named country: the privacy policy puts it exclusively in Switzerland.
The qualification arrives in the same document, which is why bexio does not rank higher. Encrypted backups are held in data centres "in Switzerland and abroad", with neither the countries nor the provider named, and no sub-processor list is published at all. For a buyer whose question is where a copy of the ledger can end up, the answer stops halfway.
Where is bexio based?
bexio operates from Rapperswil, Switzerland, which places it under Switzerland (adequacy decision, outside the EEA).
What does bexio cost?
Basic CHF 35/month billed annually (CHF 45 monthly) up to Ultimate CHF 119/month (CHF 129 monthly), excl. VAT. 30-day free trial, no credit card.
Who is bexio best for?
Swiss small businesses that need their ledger held in Switzerland. One named country for the live data: bexio states that customer data is held exclusively in Switzerland, and the backup clause is the single question to put to them before signing.
What are the drawbacks of bexio?
Backups held "in Switzerland and abroad", countries and provider not named. No sub-processor list published. No independent certification published. Outside the EEA, relying on the adequacy decision for Switzerland. Closed source.