Trade Republic
Berlin bank and investing app with investing from EUR 1, interest on cash and a card with Saveback
Quick Overview
| Company | Trade Republic Bank |
|---|---|
| Category | Stock Trading Apps and Online Brokers |
| Headquarters | Berlin, Germany |
| Founded | Not stated |
| EU Presence | Yes - Germany (EU) |
| Data Location | Not stated on the pages checked |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Investing from EUR 1, interest on cash, card with Saveback, spend and save functions |
| Pricing | See website |
| Best For | German-speaking savers who want investing, cash interest and a card in one app |
| Replaces | Robinhood, Webull |
Detailed Review
Trade Republic presents itself as one app to invest, spend and bank. The homepage description says you can invest with just EUR 1, earn 2.5% p.a. on cash and get a subscription-free card with 1% Saveback.
The page footer names Trade Republic Bank, Brunnenstrasse 19-21, 10119 Berlin. Most of the pricing, legal and company pages are rendered client-side and could not be read.
What the Site Offers
The navigation lists Offering, Spend, Save and Trust sections, and a pricing page, but the content of those pages was not available without JavaScript.
Bank Status
The footer copyright is Trade Republic Bank 2026, which indicates a banking entity in Berlin; licence details were not readable on the pages checked.
Verification Gap
Because pricing and regulatory text could not be confirmed from server-rendered pages, this entry is intentionally short. Check fees on the vendor site before opening an account.
Limitations to Consider
Fee levels, plan structure and investor protection could not be verified from server-rendered pages, so this review is thin by design. The interest rate on cash is a headline figure that can change. The product is built for German-speaking markets. Compare Scalable Capital for a fully documented German alternative.
Who Should Use Trade Republic
Savers who want an investing app with a card and cash interest from a Berlin bank and who will check current fees on the vendor site.
Pros and Cons
Pros
- Investing from EUR 1
- Interest on cash
- Card with Saveback
- Berlin bank
- Single app for invest, spend and save
Cons
- Fees not verifiable on server-rendered pages
- Headline interest rate can change
- Mostly German-speaking focus
- Few details available without JavaScript
Alternatives to Trade Republic
Other European stock trading apps and online brokers worth comparing before you decide:
Lightyear
Estonia · Investing platform with zero ETF execution fees
Scalable Capital
Germany · Broker and bank with savings plans from EUR 1
Freetrade
United Kingdom · Commission-free UK investing app with ISA and SIPP
Nordnet
Sweden · Nordic bank and broker with four courtage classes
See all European stock trading apps and online brokers or compare them directly against Robinhood on our alternatives page.
Frequently Asked Questions
The site footer is signed Trade Republic Bank, Berlin. The specific licence text was not readable on the pages checked.
The homepage says you can invest with just EUR 1.
The homepage describes a subscription-free card with 1% Saveback.