Swissquote
Swiss bank and broker with trading from CHF 3, a free multi-currency account and EU service through a CSSF-regulated bank
Quick Overview
| Company | Swissquote |
|---|---|
| Category | Stock Trading Apps and Online Brokers |
| Headquarters | Switzerland, Switzerland |
| Founded | Not stated |
| EU Presence | Yes - Switzerland (EEA/CH accepted) |
| Data Location | Not stated on the pages checked |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Trading, forex and CFDs, crypto, bank account, debit cards, invest pricing from CHF 500 |
| Pricing | Trading fees from CHF 3, minimum deposit CHF 500 for investing; free bank account with 27+ currencies |
| Best For | Investors who want broker and bank services together under Swiss regulation |
| Replaces | Robinhood, Webull |
Detailed Review
Swissquote presents itself as a digital bank listed on the Swiss stock exchange and regulated by FINMA. The Swiss site lists trading fees from CHF 3, capped custody fees, a minimum deposit of CHF 500 for investing and a free bank account in 27+ currencies.
For European clients the site names Swissquote Bank Europe, a bank regulated by the CSSF under the supervision of the European Central Bank, and a CySEC-regulated entity for forex and CFD products.
Bank and Broker Together
Free debit cards and zero transaction fees are listed under bank pricing, so the same login covers payments, investing and crypto (40 cryptos on the EU page).
Regional Entities
The service is split by region (Switzerland, Europe, United Kingdom, Middle East) with different products and legal entities per page, so the contracting entity depends on country.
Pricing Structure
Trading fees start from CHF 3 for invest pricing; forex spreads start from 1.1 pip. Full commission tables were not shown on the pages checked.
Limitations to Consider
Fees start at CHF 3 per trade, higher than commission-free apps such as Freetrade. The contracting entity differs by region (Swiss bank, EU bank, Cyprus entity for forex and CFDs), so check which one applies. CHF 500 minimum deposit for the invest offer. Detailed commission tables were not available server-side.
Who Should Use Swissquote
Investors who want one Swiss-regulated bank for trading, a multi-currency account and cards.
Pros and Cons
Pros
- Bank and broker in one login
- Free account in 27+ currencies
- FINMA regulated, Swiss-listed
- EU clients served by a CSSF-regulated bank
- Crypto and forex available
Cons
- Fees from CHF 3 per trade
- Minimum deposit of CHF 500 for investing
- Entity differs per region
- Forex and CFD offering carries high risk
Alternatives to Swissquote
Other European stock trading apps and online brokers worth comparing before you decide:
Lightyear
Estonia · Investing platform with zero ETF execution fees
Scalable Capital
Germany · Broker and bank with savings plans from EUR 1
Freetrade
United Kingdom · Commission-free UK investing app with ISA and SIPP
Nordnet
Sweden · Nordic bank and broker with four courtage classes
See all European stock trading apps and online brokers or compare them directly against Robinhood on our alternatives page.
Frequently Asked Questions
It is a Swiss bank listed on the Swiss stock exchange and regulated by FINMA. For the EU the site names a CSSF-regulated Swissquote Bank Europe. Switzerland counts as eligible on this site.
The Swiss site lists trading fees from CHF 3 and a minimum deposit of CHF 500 for the invest offer.
Yes. A free bank account with 27+ currencies and free debit cards are listed.