Onguard

Amsterdam credit management and collections software with a customer portal, e-invoicing and an EU-hosted Azure cloud

Quick Overview

Company Onguard (CoC 32083469)
Category Accounts Receivable Software
Headquarters Amsterdam, Netherlands
Founded 1992
EU Presence Yes - Netherlands (EU)
Data Location Microsoft Azure, with backups replicated to a secondary EU-based Azure region
Open Source No
GDPR Compliant Yes
Self-Hosting No
Main Features Credit management, collections, customer portal with online payments and disputes, e-invoicing, credit insurance and risk management, dashboards and reporting, marketplace APIs
Pricing Quote only; no prices published
Best For Credit and collections teams in leasing, utilities, transport and professional services that need workflow-driven debtor management
Replaces HighRadius credit and collections, Billtrust

Detailed Review

Pros and Cons

Pros

  • EU-based backup region for Azure hosting
  • Customer portal with payments and disputes
  • ISO 27001 certified
  • Credit insurance and risk management modules
  • Operating since 1992

Cons

  • Quote-only pricing
  • ERP list not published on product page
  • Legal entity name not stated on its pages
  • Cash application is not a headline module

Alternatives to Onguard

Other European accounts receivable software worth comparing before you decide:

Esker

France · French invoice-to-cash suite from credit approval to cash application

Serrala

Germany · Alevate AR collections and cash application that runs on any ERP or inside SAP

Payt

Netherlands · Groningen invoice follow-up with a payment portal and Peppol e-invoicing

Chaser

United Kingdom · UK receivables chasing by email, SMS and phone, with published euro prices

See all European accounts receivable software or compare them directly against HighRadius credit and collections on our alternatives page.

Frequently Asked Questions

Its security page says CreditManager runs on Microsoft Azure and that backups are replicated to a secondary EU-based Azure region.

Yes, e-invoicing is listed as a solution alongside credit management, collections and credit insurance and risk management.

No, the pages we reviewed direct visitors to contact the team for pricing and implementation questions.

About the author

Every tool page on European Purpose is researched and drafted with AI assistance, with the compliance and pricing claims checked against the vendor's own documentation, and is published under the editorial responsibility of its founder.

Sebastiaan Smits

Sebastiaan Smits

Founder · Amsterdam, Netherlands

Founder of European Purpose. Researches and writes the reviews and checks where each company is actually established.

Read our editorial process for how we source, verify and update these pages, and how paid placement works.

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