Funding Options
London credit broker matching UK businesses with loans, asset and invoice finance
Quick Overview
| Company | Funding Options Limited |
|---|---|
| Category | Business Lending Platforms |
| Headquarters | London, United Kingdom |
| Founded | Not stated |
| EU Presence | Yes - United Kingdom (FCA authorised credit broker) |
| Data Location | not stated on the pages we read |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Business loan marketplace, asset finance, invoice finance, merchant cash advance, revolving credit, calculators, advisor panel |
| Pricing | Not shown on the pages we read; the site offers an eligibility check that does not affect the credit score |
| Best For | UK businesses that want to compare several finance products and lenders in one request |
| Replaces | BlueVine Line of Credit, BlueVine Invoice Factoring |
Detailed Review
Funding Options Limited is incorporated in England and Wales under company number 07739337, with registered office at 4th Floor, The Featherstone Building, 66 City Road, London. Its terms describe a credit broking service and state that Funding Options Ltd is not a lender.
The site describes itself as a UK marketplace for business finance. It lists unsecured and secured business loans, asset finance, invoice finance, merchant cash advance and revolving credit facilities, plus calculators for loans, invoice finance and asset finance.
How does Funding Options match businesses with lenders?
Funding Options helps businesses access finance from a wide range of lenders, based on the information the business provides. The homepage says the eligibility form does not affect your credit score.
The terms state that the service is subject to English law and the English courts.
Advisors and partner offers
Funding Options runs an advisor panel and states that more than 1.8k advisors connect clients to funding through it. Accountancy and advisory firms can join the panel.
The pages we read also promote a Tide business account, credit score insights and calculators.
Funding Options as a European alternative to BlueVine
Funding Options offers UK businesses a broker route to many lenders under English law, where BlueVine funds through its own lending partners.
BlueVine bundles checking and payments. Funding Options provides neither and sends the borrower to the selected lender.
Limitations to Consider
Funding Options is a broker, so loan terms, rates and the contract come from the chosen lender. The pages we read name no rates or limits, and show promotions for a Tide account. Product choice for a given business depends on its eligibility. Compare Lendo for the Swedish equivalent.
Who Should Use Funding Options
UK limited companies and sole traders that want an overview of lenders and finance types before choosing one.
Pros and Cons
Pros
- Many finance types in one request
- Eligibility check without a credit score impact
- Company number and FCA authorisation stated
- Calculators for loans, invoice finance and asset finance
- Advisor panel with more than 1.8k advisors
Cons
- Broker, not a lender
- No rates in the text we read
- Promotes a third-party business account
- UK businesses only, as far as the pages show
Alternatives to Funding Options
Other European business lending platforms worth comparing before you decide:
See all European business lending platforms or compare them directly against BlueVine Line of Credit on our alternatives page.
Frequently Asked Questions
As a UK route, yes. Funding Options Limited is a London credit broker that compares business loans, asset finance and invoice finance.
No. Its terms state that Funding Options Ltd is a credit broker and not a lender. The chosen lender sets rates and terms.
The homepage states that the online eligibility form can be used without affecting your credit score.