CapitalBox
Swedish SME lender in five markets with answers in 24 hours
Quick Overview
| Company | CapitalBox AB |
|---|---|
| Category | Business Lending Platforms |
| Headquarters | Stockholm, Sweden |
| Founded | 2015 |
| EU Presence | Yes - Sweden (EU); parent Multitude AG in Zug, Switzerland |
| Data Location | not stated on the pages we read |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Business loans, business credit, secured business loans, refinancing, customer portal, partner login |
| Pricing | not shown on the pages we read |
| Best For | Small companies in Sweden, Finland, Denmark, the Netherlands or Lithuania that want a fast online loan decision |
| Replaces | BlueVine Line of Credit, BlueVine Term Loan |
Detailed Review
CapitalBox AB is a Swedish company with organisation number 556695-9655 at Linnegatan 22 in Stockholm. Its privacy policy states that the majority owner of CapitalBox is Multitude AG, registered in the Swiss company register and based in Zug, Switzerland.
The Swedish about page states that CapitalBox was formed in 2015 and has helped thousands of business owners in Sweden, Finland, Denmark, the Netherlands and Lithuania. The page states that applications are usually processed within 24 hours.
Products and application at CapitalBox
CapitalBox lists business loans, business credit, loans with collateral and refinancing on its Swedish site. The page says the application takes less than five minutes with no paperwork.
CapitalBox offers a customer portal with an overview of loans, payments and open cases, and a separate partner login.
Who can borrow from CapitalBox in Sweden?
CapitalBox states four requirements on its Swedish page. The company must have operated for at least 6 months and have revenue of at least SEK 420,000 a year.
All owners must live in Sweden, and the company must be registered in Sweden with a Swedish bank account.
CapitalBox as a European alternative to BlueVine
CapitalBox AB is a Swedish contracting entity owned by a Swiss parent, where Bluevine Inc. refers to California law.
BlueVine offers a $250K line of credit, and CapitalBox does not show its limits in the text we read.
Limitations to Consider
The pages we read show no interest rates, loan limits or fees. The Swedish eligibility rules exclude companies with owners living outside Sweden. The English site does not name the legal entity, and the Swedish privacy policy was used for it. Compare Qred for another Swedish business lender.
Who Should Use CapitalBox
Swedish, Finnish, Danish, Dutch and Lithuanian small companies that want a quick online loan and meet the local eligibility rules.
Pros and Cons
Pros
- Legal entity and organisation number in the privacy policy
- Parent company and its Swiss register number are stated
- Applications take under five minutes, per the site
- Eligibility requirements published for Sweden
- Five national markets served
Cons
- No rates, fees or limits in the text we read
- Swedish rules require Swedish owners and bank account
- English site does not name the legal entity
- No card or current account listed
Alternatives to CapitalBox
Other European business lending platforms worth comparing before you decide:
See all European business lending platforms or compare them directly against BlueVine Line of Credit on our alternatives page.
Frequently Asked Questions
Yes for small companies in its five markets. CapitalBox AB is a Stockholm company owned by the Swiss Multitude AG and lends to SMEs.
The company must be active for at least 6 months, have revenue of SEK 420,000 a year, be registered in Sweden with a Swedish bank account, and have only Swedish-resident owners.
The Swedish page states that applications are usually processed within 24 hours, and the English homepage states decisions in hours.