European Alternatives to MetaMask
Looking for a European alternative to MetaMask? MetaMask is operated by Consensys Software Inc., doing business as MetaMask, and its Terms of Use are governed by the laws of the State of Texas, with arbitration in Tarrant County, Texas. The platform describes itself as self-custodial and has grown from a wallet into trading, with swaps, perpetuals up to 50x leverage and tokenized stocks.
The European crypto wallets below come from companies in France, Germany, Belgium, the Czech Republic, Estonia and Switzerland. They cover hardware devices, free multi-chain apps, Bitcoin-only software and multisig for teams, and two of them state MetaMask integration.
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European ownership, verified
The company is headquartered and incorporated in the EU, EEA, the UK, Switzerland or Israel, and processes customer data in Europe or Israel. A US parent company disqualifies a tool from this page regardless of where its servers are.
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2
Category fit and hands-on review
What the tool actually does, who it suits, and where it falls short — checked against the vendor’s own documentation, changelog and pricing page rather than its marketing copy.
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Compliance and pricing check
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12 European Alternatives to MetaMask
Trezor
Prague hardware wallet with open-source code and design
Tangem
Swiss NFC card wallet with public one-time prices
Ledger
Paris hardware wallets with the Ledger Wallet app
NGRAVE
Belgian air-gapped wallet signing by QR code
Coinomi
Free Geneva multi-chain wallet for phone and desktop
Safe{Wallet}
Berlin multisig wallet for teams and treasuries
BitBox
Zurich dual-chip hardware wallet, open-source firmware
Cryptnox
Swiss card wallet with dual-card backup
Electrum
Berlin MIT-licensed Bitcoin wallet with signed builds
LOBSTR
Estonian Stellar and XRP Ledger wallet with swaps
Specter
Swiss non-profit's Bitcoin multisig desktop app
Relai
Swiss-French bitcoin savings app with self-custody
Key takeaways
- MetaMask is operated by Consensys Software Inc. under Texas law, with arbitration in Tarrant County, Texas.
- Twelve European crypto wallets are compared here, from companies in France, Germany, Belgium, the Czech Republic, Estonia and Switzerland.
- NGRAVE and Cryptnox state a MetaMask integration, so a hardware wallet can sit behind MetaMask instead of replacing it.
- Electrum, Specter and Relai are Bitcoin-focused, and LOBSTR is limited to Stellar and the XRP Ledger.
- Safe{Wallet} costs from EUR 189 a month excl. VAT, which makes it a team tool rather than a private wallet.
Why people leave MetaMask
MetaMask is a self-custodial crypto wallet operated by Consensys Software Inc., a US company. Its Terms of Use are governed by Texas law, with arbitration in Tarrant County, Texas. The wallet lives in a browser extension or a phone app, and it is the usual entry point for Ethereum dApps, token swaps and NFT sites.
Over the last few years the product has widened well beyond a wallet. The metamask.com site now lists swaps, perpetual contracts with leverage up to 50x, tokenized stocks and ETFs, prediction markets, a stablecoin called MetaMask USD, a spending card and an earn section. A European user who only wanted to store keys now installs software built around trading.
People who look elsewhere rarely complain that MetaMask cannot sign a transaction. They want the key kept away from an internet-connected browser, a contract partner under EU law, or a wallet for a single coin that does not carry a trading product. This page sorts twelve European options by those needs.
- A US contract with arbitration in Texas The Terms of Use of MetaMask are governed by Texas law, and disputes go to arbitration in Tarrant County. For a private holder in Europe that makes a claim against the operator slow and expensive to pursue. Hardware makers from Prague, Paris, Zug and Wavre sell under the law of an EU or Swiss country, with courts a European consumer can reach.
- The key sits in a browser or on a phone A MetaMask key is stored inside software that also opens web pages and connects to dApps. A hardware wallet keeps the key on a separate chip and only releases signatures. Trezor, Ledger, BitBox, Tangem, NGRAVE and Cryptnox all follow that split, and NGRAVE and Cryptnox state that they work with MetaMask as the front end.
- The product has moved toward trading The homepage of MetaMask leads with Trade, Money and Build menus: perpetuals up to 50x, tokenized stocks, event contracts, a branded stablecoin. Someone holding a long-term Bitcoin position gains little from that menu. Electrum, Specter and Relai are built the other way round, centred on Bitcoin with no leverage or market products.
- One wallet for every chain is not always what you want MetaMask is a general-purpose Ethereum-style wallet. If your coins are Bitcoin, or Stellar and XRP, a single-purpose wallet with a smaller attack surface can be a better fit. Electrum and Specter handle Bitcoin only, and LOBSTR handles only the Stellar and XRP Ledger networks.
What you have to replace, not just match
Replacing MetaMask begins with deciding which of its jobs you use. As a key store, it can be replaced by a hardware device or a different software wallet. As a dApp front end, it cannot be matched by most European tools on this page: the wallets with a stated dApp connection are Trezor, Ledger, NGRAVE and Cryptnox, and they act as signers behind a front end rather than as one.
Then list the assets and networks you hold. Coinomi states more than 10,000 assets on over 50 blockchains, Tangem states more than 14,100 tokens on over 90 networks, while Electrum and Specter cover Bitcoin alone. A wallet that does not support one of your chains means keeping MetaMask installed for it anyway.
Finally, check what else the MetaMask account touches. Swaps, the card, staking and any Snaps you installed have no direct equivalent in a single European wallet, and Safe{Wallet} is the only option here built for several signers on one account.
The alternatives compared
| Position | Tool | Headquarters | Pricing | Jurisdiction |
|---|---|---|---|---|
| #1 | Trezor | Prague, Czech Republic | Device prices were not shown on the pages we read; see trezor.io | EU (Czech Republic) |
| #2 | Tangem | Zug, Switzerland | 2 cards set $54.90, 3 cards set $69.90, Family Pack $144.80, Ring with 2 cards $160.00, one-time payment with no subscription (USD prices on the English page) | Switzerland (adequacy decision, outside the EEA) |
| #3 | Ledger | Paris, France | Device prices were not shown on the pages we read; see ledger.com | EU (France) |
| #4 | NGRAVE | Wavre, Belgium | Device price not shown on the pages we read; see ngrave.io | EU (Belgium) |
| #5 | Coinomi | Geneva, Switzerland | Free to use; the site states zero Coinomi fees for sending and receiving, you pay only network fees; exchange fees not read | Switzerland (adequacy decision, outside the EEA) |
| #6 | Safe{Wallet} | Berlin, Germany | Safe Pro Starter EUR 189 a month excl. VAT (2 Safe accounts, 30-day free trial), Business from EUR 669 a month (5 to 20 accounts), Enterprise custom; annual billing saves about 10% | EU (Germany) |
| #7 | BitBox | Zurich, Switzerland | Device prices were not shown on the pages we read; see bitbox.swiss | Switzerland (adequacy decision, outside the EEA) |
| #8 | Cryptnox | Carouge (Geneva), Switzerland | Prices not shown on the pages we read; see the Cryptnox store | Switzerland (adequacy decision, outside the EEA) |
| #9 | Electrum | Berlin, Germany | Free; the privacy policy states the service is provided at no cost | EU (Germany) |
| #10 | LOBSTR | Estonia (city not stated), Estonia | Free app; fees for buying and swapping were not read | EU (Estonia) |
| #11 | Specter | Neuchâtel, Switzerland | Free; funded by donations | Switzerland (adequacy decision, outside the EEA) |
| #12 | Relai | Paris, France | 1% on buying and selling, 0.9% with an invite code (home page FAQ, 28 Oct 2026) | EU (France) |
How each alternative compares to MetaMask
Best for: Holders who want the key on a dedicated device from an EU company with open code
Trezor Company s.r.o. in Prague builds the Safe 3, Safe 5 and Safe 7. Against MetaMask the biggest change is that the private key never sits in an internet-connected application. Trezor Suite handles sending, receiving and trading, and the site describes the code and design as 100% open source, though the licence was not read.
The company lists passphrase protection, Tor, coin control and multi-share backup on every model. MetaMask remains stronger for browsing dApps and swapping in one place, and Trezor is a signing partner for those tasks rather than a rival to them. Check the model first if you use an iPhone, because iOS support differs per device.
What Trezor does better than MetaMask
- Key stored offline instead of in a browser extension
- Czech company with a named address under EU law
- Passphrase, Tor and coin control on every model
- Open-source code and design according to the vendor
Where Trezor is a step down from MetaMask
- Hardware must be bought, and prices were not shown on the pages read
- No built-in dApp browser
- iOS compatibility is limited on some models
Standout against MetaMask. Trezor is the one device here that states Tor identity protection as a standard feature on every model.
Best for: Newcomers who want a cold wallet they can pay for once, tapped against a phone
Tangem AG in Zug sells wallets shaped like bank cards. The keys sit on a chip in the card, and the phone supplies power through NFC. Compared with MetaMask there is no seed phrase to write down, because each card in a set carries the same wallet and the cards back each other up.
Prices are public: $54.90 for 2 cards and $69.90 for 3, paid once with no subscription. The app can buy, sell, swap and stake through partners, and Tangem states more than 14,100 tokens across 90 networks. It needs an NFC phone, and the security certificates are vendor statements that we did not check.
What Tangem does better than MetaMask
- Prices published, with no subscription
- No battery, cable or seed-phrase paper
- Swiss company with a stated Zug address
- Backup is part of the card set
Where Tangem is a step down from MetaMask
- Needs an NFC phone
- Swap and staking rely on third-party providers
- Prices are shown in USD on the English page
Standout against MetaMask. Tangem is the only wallet on this page whose hardware prices were readable without contacting sales.
Best for: Users who want a Paris-registered vendor with several device tiers and a companion app
Ledger SAS is registered in Paris with a stated share capital of 1,224,265 euros. It sells the Nano Gen5, Flex, Stax and Nano Classics, and its Ledger Wallet app covers buying, swapping and staking. That makes it the closest hardware answer to the part of MetaMask that has turned into a trading product.
There are caveats on the buying side. The shop terms name Global-e France SAS as seller in some countries, a Delaware corporation also appears without an explained role, and the website runs on a Canadian host. Many people use a Ledger device as the signer behind MetaMask, so the two are not exclusive.
What Ledger does better than MetaMask
- EU-registered operator with a published register number
- Hardware and app from one vendor
- Enterprise and multisig products for institutions
- Clear warning never to share the recovery phrase
Where Ledger is a step down from MetaMask
- Device prices not shown on the pages read
- Shop terms involve a Delaware corporation
- No open-source statement on the pages read
Standout against MetaMask. Ledger is the only hardware vendor here that also sells an enterprise and a multisig product.
Best for: Holders who want fully offline signing and still use MetaMask for dApps
NGRAVE is the trade name of Hestara SRL in Wavre, Belgium, governed by Belgian law. The ZERO device states that it has no USB, Bluetooth, NFC, WiFi or 4G, so every transaction is signed by scanning QR codes. The ZERO page says it integrates with MetaMask and Rabby.
That makes NGRAVE an add-on as much as a replacement. You keep the MetaMask interface for staking, swapping and bridging, while the key is generated by a biometric sensor and stays on a device that wipes itself if opened. EAL7 and the made-in-Belgium claim are vendor statements, and the price was not shown.
What NGRAVE does better than MetaMask
- Fully air-gapped signing through QR codes
- Belgian company with a registered address
- Stated MetaMask and Rabby integration
- Tamper protection that wipes the device
Where NGRAVE is a step down from MetaMask
- QR signing is slower than a cable or NFC
- Price not shown on the pages read
- Certification claims were not verified
Standout against MetaMask. NGRAVE is the only device on this page that states it has no wireless or cable interface at all.
Best for: Holders who want a free software wallet across many chains without signing up
Loksias SA in Geneva operates Coinomi under Swiss law. It is the nearest European match to MetaMask in form: an app on iOS, Android and desktop with a built-in exchange. Coinomi states support for more than 10,000 assets on over 50 blockchains, plus NFTs, and says it asks for no KYC to access funds.
Sending and receiving carry no Coinomi fee, only the network fee. The gap is dApp access: the pages we read describe no dApp browser, WalletConnect or extension, so Ethereum dApp users will miss them. The registered office is a c/o corporate address in Geneva.
What Coinomi does better than MetaMask
- Free app with zero Coinomi fee on send and receive
- No account signup and no KYC stated
- Live chat support around the clock
- Swiss law instead of Texas law
Where Coinomi is a step down from MetaMask
- No dApp browser described
- Partner exchange fees were not read
- Registered office is a c/o corporate address
Standout against MetaMask. Coinomi is the only free multi-chain software wallet here that runs on phone and desktop.
Best for: DAOs, treasuries and teams that need several signers to approve each transaction
Safe Labs GmbH in Berlin runs Safe{Wallet}, a multisig smart account where several signers approve each transaction. MetaMask is built for one person with one key. Safe suits a company holding funds on-chain because no single device or employee can move money alone.
Pricing is public in euros: Starter at EUR 189 a month excl. VAT for 2 Safe accounts with a 30-day trial, Business from EUR 669. That is steep for an individual. The homepage figures for volume and assets are vendor claims we could not verify, and the foundation structure around Safe is not explained.
What Safe{Wallet} does better than MetaMask
- Multisig approvals on every transaction
- Public euro pricing, German GmbH with register number
- Transaction simulation on every plan
- Mobile app and API for treasury workflows
Where Safe{Wallet} is a step down from MetaMask
- From EUR 189 a month, far above a free wallet
- Little value for a single user
- Open-source status not stated on the pages read
Standout against MetaMask. Safe{Wallet} is the only option here where no single person can approve a transfer alone.
Best for: Bitcoin-focused holders who want Swiss hardware with open firmware
Shift Crypto AG in Zurich trades as BitBox and sells the BitBox02 and BitBox02 Nova with the BitBoxApp. The company says its firmware is open source and that it introduced a dual-chip design in 2019. Against MetaMask, the pitch is a vault for bitcoin that also holds other coins.
Backup comes as a card or a Steelwallet, and a bug bounty policy is published. The site positions the product for Bitcoin first, and it is not a dApp browser, so Ethereum dApp users still need another front end. Prices and coin lists were not shown on the pages we read.
What BitBox does better than MetaMask
- Firmware described as open source
- Published bug bounty and warranty policy
- Metal backup accessories available
- Swiss company with a Zurich registration
Where BitBox is a step down from MetaMask
- Bitcoin-first positioning
- Prices and coin lists not read
- No dApp browser
Standout against MetaMask. BitBox is the one Swiss device maker here that pairs open firmware with a dual-chip design dating from 2019.
Best for: Users who want a card wallet that signs for MetaMask and WalletConnect dApps
Cryptnox SA in Carouge near Geneva sells a card whose private keys sit in a secure element. A second card made in dual mode serves as the backup, so there is no seed phrase. Compared with MetaMask, the card is the signer and does not replace the dApp interface.
Cryptnox states support for MetaMask, WalletConnect and Web3 apps, and adds biometric pairing through its mobile app. It also sells FIDO2, PIV and Shamir Secret Sharing cards. Prices, the coin list and the mobile app terms were not on the pages we read.
What Cryptnox does better than MetaMask
- Backup card without a seed phrase
- Stated MetaMask and WalletConnect support
- Biometric pairing through the app
- Ships from Switzerland, the EU and the US without import duties
Where Cryptnox is a step down from MetaMask
- No prices on the pages read
- Coin list not read
- Open-source status not stated
Standout against MetaMask. Cryptnox is the one card wallet here that sells FIDO2, PIV and Shamir Secret Sharing cards beside the wallet.
Best for: Bitcoin users who value open code, signed builds and control over the server
Electrum Technologies GmbH in Berlin publishes the Electrum Bitcoin Wallet under the MIT licence. It cannot replace MetaMask for Ethereum or dApps, and the site makes no attempt to. What it offers a Bitcoin holder is reproducible executables, independently signed by several builders, with GPG signatures and a verification guide.
Builds exist for Windows, macOS, Linux and Android, and you can point the wallet at your own server instead of a public one. Anti-virus tools often flag the binaries, and setup asks for more technical comfort than a phone app. The latest release we read was 4.8.3.
What Electrum does better than MetaMask
- MIT-licensed code with reproducible builds
- Own-server option for privacy
- Free of charge according to the privacy policy
- German company founded in 2013
Where Electrum is a step down from MetaMask
- Bitcoin only
- Anti-virus tools flag the binaries
- No dApp access
Standout against MetaMask. Electrum is the one wallet here where the download itself is signed by multiple independent builders.
Best for: Stellar and XRP users who want an easy mobile wallet
LOBSTR is provided by Ultra Stellar OÜ under Estonian law, and says it is unaffiliated with the Stellar Development Foundation. It covers two networks only. For someone whose coins sit on Stellar or the XRP Ledger, a focused app replaces MetaMask more naturally than a general wallet does.
Users can buy by card, Apple Pay or Google Pay, swap on-chain and cross-chain, and track prices on web, iOS and Android. 2FA, a PIN and multisig are available, and LOBSTR Vault extends multisig. The terms were last updated in January 2024, the registered city is not shown, and fees were not read.
What LOBSTR does better than MetaMask
- Buy, swap and price tracking in one app
- Multisig, 2FA and PIN available
- Estonian company under EU law
- Web, iOS and Android access
Where LOBSTR is a step down from MetaMask
- Only Stellar and XRP Ledger
- Terms last updated in January 2024
- Registered city not shown
Standout against MetaMask. LOBSTR is the only wallet here built around the Stellar network instead of Bitcoin or Ethereum.
Best for: Bitcoin users who run a node and want multisig with hardware wallets
Specter Association, a Swiss non-profit, develops Specter Desktop under the MIT licence. It does not hold keys itself. It connects Bitcoin Core to the hardware wallets you already own, such as BitBox, Trezor, Keystone, Coldcard, Jade and Ledger, and builds single-signature or multisig wallets from them.
Signing runs through PSBT files over QR codes, SD cards or USB, and chain data comes from your own node. Against MetaMask this is a different discipline: Bitcoin only, a running Bitcoin Core, support through documentation and a contact form, and donations as funding. The imprint names both Neuchâtel and Zurich.
What Specter does better than MetaMask
- MIT-licensed open source and free of charge
- Chain data from your own node
- Works with many hardware wallets at once
- Multisig and single-sig wallets
Where Specter is a step down from MetaMask
- Bitcoin only
- Requires running Bitcoin Core
- Support through documentation and a form
Standout against MetaMask. Specter is the only tool here that coordinates hardware wallets from other vendors rather than selling its own.
Best for: People who want to buy Bitcoin straight into keys they hold themselves
Relai EU SASU in Paris is registered as a MiCA CASP with the AMF, and Relai AG in Switzerland is a VQF member, according to the site. Bitcoin bought through the app goes to a wallet secured by a 12-word recovery phrase, and the company says it does not hold the coins.
The single published fee is 1% on buying and selling, or 0.9% with an invite code. That is higher than the explicit fees at exchanges, and the focus is Bitcoin rather than a wide coin list. The recovery phrase cannot be reset, and the contracting entity per country was not confirmed.
What Relai does better than MetaMask
- Regulatory registration with the AMF stated
- One published fee that is shown before you confirm
- Simple buy flow for Bitcoin
Where Relai is a step down from MetaMask
- 1% fee is high next to exchanges
- Bitcoin focus, no dApps
Standout against MetaMask. Relai is the only entry here that pairs a regulator registration with a self-custody wallet.
What actually breaks when you switch
Moving funds is the step that costs money and attention. Every transfer from MetaMask pays a network fee, and a new address means a test transaction first. Send a small amount, confirm it arrived, then move the rest. Tokens on chains the new wallet does not support stay behind, so list your assets before you decide.
The recovery phrase deserves care. Do not import your old MetaMask phrase into a new device; generate a fresh key on the hardware or app and send assets to it, because a phrase that has lived in a browser is no longer private. Write the new backup down offline, and remove the old extension once balances are empty.
dApp connections, token approvals and saved addresses do not migrate. Revoke old approvals before you leave, reconnect each site through WalletConnect or the device, and check Snaps or card features you used, because no single European wallet here replaces them all.
Can I keep using MetaMask and still move my keys to European hardware?
Yes, and for many holders that is the realistic path. NGRAVE states on its ZERO page that the device integrates with MetaMask and Rabby, and Cryptnox says its card works with MetaMask and WalletConnect. Ledger and Trezor are commonly used the same way, with the extension as the screen and the device as the signer.
The difference is where the private key lives. After the move, a compromised browser can request a transaction but cannot approve it without the device. You still depend on MetaMask software for the interface, so the jurisdiction question is only half answered by this route.
Which European wallet is closest to MetaMask in daily use?
Coinomi is the closest in shape: a free software wallet for phone and desktop, with a built-in exchange and a stated list of more than 10,000 assets. Its pages do not describe a dApp browser, WalletConnect or a browser extension, so dApp access is where it falls short.
LOBSTR is similar for a narrower job, with buy and swap inside a mobile and web app for Stellar and XRP Ledger. Neither replaces MetaMask for someone who connects to Ethereum dApps every day.
Which one to pick
If you mainly want the key off your computer, choose a hardware wallet. Trezor, Ledger and BitBox are the established options, Tangem is the one with public prices, and NGRAVE and Cryptnox state a MetaMask connection, so you can keep your dApp routine. If you hold only Bitcoin, Electrum or Specter fit better than a general wallet.
If you want a free app on a phone, Coinomi is the closest to MetaMask, and LOBSTR is the choice for Stellar and XRP. For a company treasury, Safe{Wallet} is the answer, at EUR 189 a month and up. If you simply want to buy Bitcoin into your own keys, Relai does that for a flat 1%.
Frequently Asked Questions
It depends on the criterion. For a hardware wallet from an EU company, Trezor, Ledger and NGRAVE are the main options. Tangem publishes its prices. Coinomi is the free multi-chain software wallet. Electrum and Specter cover Bitcoin only, and Safe{Wallet} serves teams that need several signers. No single tool does everything MetaMask does.
No. MetaMask is operated by Consensys Software Inc. in the United States, and its Terms of Use are governed by the laws of the State of Texas. Arbitration takes place in Tarrant County, Texas. The pages we read did not name a headquarters city.
Coinomi is free to download and states zero Coinomi fees on sending and receiving, with only network fees to pay. Electrum and Specter are free Bitcoin wallets; Specter is funded by donations. LOBSTR is a free app, though its buy and swap fees were not read.
Some state it. Trezor lists compatibility with third-party apps and dApps, NGRAVE names MetaMask and Rabby, and Cryptnox names MetaMask and WalletConnect. In each case the dApp connection runs through a separate wallet interface, while the device approves the signature.
Safe{Wallet} from Safe Labs GmbH in Berlin, where several signers approve each transaction. Starter costs EUR 189 a month excl. VAT for 2 Safe accounts, with a 30-day free trial. A private holder gains little from it, and the price reflects a business use.
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