N2F

N2F is a French expense-report app built around the two things a French SME actually files most: mileage and simple reimbursements, priced by seat rather than by transaction volume. A freelancer plan starts under €7 a month, and a small team can add multi-user validation and bank-transfer exports for under €10 a user.

It does not issue cards — expenses are entered, scanned or claimed rather than captured mid-purchase — so it sits closer to a digitised expense-report process than to a card-first platform like Pleo or Mooncard. What it adds instead is a direct SEPA bank-transfer file for reimbursements and, on the Advanced tier, payroll and multi-entity exports.

N2F is published by SAS N2JSOFT from Montagnat, near Bourg-en-Bresse, with no parent company named in its own legal notice. For a small or mid-sized French company whose problem is genuinely late, messy expense claims rather than uncontrolled card spend, that narrower scope is a reasonable trade for a lower price.

What N2F does well

• Priced per user from under €7/month
• Mileage tracking and bank-transfer reimbursement built in
• Free trial on the Business and Enterprise plans
• Multi-entity and payroll export on the Advanced tier
• Independently published, no parent company

Where N2F falls short

• No card issuing — reimbursement rather than prevention
• Advanced tier pricing not published
• Interface and support are French-first
• Thinner ERP integration list than Moss or Payhawk

Standout feature. A mileage-and-reimbursement specialist rather than a card platform, priced for a small French team.