INSTANDA
London-headquartered no-code policy administration and distribution platform for carriers and MGAs
Quick Overview
| Company | F2X Group Limited (INSTANDA) |
|---|---|
| Category | Insurance Policy Administration Software |
| Headquarters | London, United Kingdom |
| Founded | Not stated |
| EU Presence | Yes - United Kingdom |
| Data Location | See website |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | No-code product creation, policy administration, digital distribution, reporting, AI chat on quote and policy data, 30+ payment gateways, API-first |
| Pricing | Pricing on request |
| Best For | Carriers and MGAs launching and changing products without code |
| Replaces | Guidewire, Duck Creek, Socotra |
Detailed Review
INSTANDA describes itself as an API-first, cloud-native, no-code platform. Its policy administration module tracks quotes, policies, renewals and cancellations, and the product creation module is where business users configure insurance products.
The site footer states that F2X Group Limited is registered in England and Wales (05236974) with headquarters at 70 Gracechurch Street, London.
Policy administration functions
The policy page lists automated renewals, out-of-sequence endorsements and copy-and-requote without double entry. Underwriting features include straight-through application processing, authority-based referral rules and tagging to speed up decisions.
Payments cover real-time payments and more than 30 gateways supported out of the box, plus configurable billing documents.
Permissions and audit
Viewing, editing and publishing are controlled by permissions, and the platform keeps date- and time-stamped audit trails of actions on quotes and policies. Referral notes can tag other users.
These controls matter to MGAs working under delegated authority, where a carrier audits who changed what.
Segments served
INSTANDA lists insurance carriers (life and health, and property and casualty) and MGAs as its customers. An embedded AI chat for quote and policy summaries is described as free to all clients.
Limitations to Consider
Pricing is not published and the pages do not describe hosting regions. Claims handling and general-ledger accounting are not presented as core modules on the pages we reviewed, so insurers needing those usually pair it with other systems. Smaller broker-focused teams may find Open GI or Acturis closer to their market.
Who Should Use INSTANDA
Carriers and MGAs that want business teams to configure and change products and policy rules themselves.
Pros and Cons
Pros
- No-code product configuration
- API-first architecture
- Audit trails and permissioning
- 30+ payment gateways out of the box
- Serves both carriers and MGAs
Cons
- Pricing on request
- Hosting regions not stated
- Claims and accounting depth not shown on reviewed pages
- Smaller footprint than the large cores
Alternatives to INSTANDA
Other European insurance policy administration software worth comparing before you decide:
Insly
Estonia · Modular insurance platform for MGAs, insurers and brokers
Adacta AdInsure
Slovenia · Life and non-life core platform from Ljubljana
Keylane
Netherlands · Core systems for insurers and pension funds across Europe
Acturis
United Kingdom · Multi-tenant cloud trading platform for UK general insurance
See all European insurance policy administration software or compare them directly against Guidewire on our alternatives page.
Frequently Asked Questions
Yes, it describes itself as an intelligent no-code platform, with business users configuring products and rules.
The site footer names F2X Group Limited, registered in England and Wales under 05236974.
Its policy administration page lists real-time payments and more than 30 payment gateways supported out of the box.