European Business Credit and Company Data Providers

#1 Creditsafe

Cardiff, United Kingdom Packages (Worldwide, Europe, UK and Ireland) on request via 'Get Quote'; free trial offered Demo on request

Best for: Finance teams that need credit scores and limits on customers and suppliers across many countries

• Operating company. Creditsafe Business Solutions Limited
• Jurisdiction. United Kingdom (adequacy decision, outside the EEA)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet, Experian Business, Equifax Commercial

Creditsafe is the Cardiff-based credit bureau operated by Creditsafe Business Solutions Limited (Companies House 03836192), and its report is the closest in shape to a Dun & Bradstreet file: a score, a credit limit, monitoring and compliance screening on one platform. The packages page offers Worldwide with 100 worldwide reports, Europe with 50 European reports, and UK and Ireland, each with monitoring, no win no fee debt recovery and bank verification.

The Companies House persons-with-significant-control page shows Safe Information Group Cyprus Limited holding 75% or more. The site footer states an FCA reference number. Creditsafe says it holds credit information on over 430 million businesses and runs 26 offices in 16 countries, which are the vendor's figures. Every package button reads Get Quote, so there is no list price to compare.

Standout feature. Creditsafe is the only provider here that sells a worldwide package alongside a Europe-only one.

#2 KSV1870

Vienna, Austria Members from €33.20 (Compact), €66.90 (Standard), €99.20 (Professional); guests via Business Search €60, €85, €105; excl. 20% VAT Demo on request

Best for: Companies trading with Austrian and Central European customers that want a local registry-backed report at a listed price

• Operating company. KSV1870 Holding AG
• Jurisdiction. EU (Austria)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet, Creditreform, Bisnode

KSV1870 is the creditor association of Austria, and KSV1870 Holding AG in Vienna (Firmenbuch 303439, Handelsgericht Wien) is the company that sells its reports. The product page shows three levels of company report, Compact, Standard and Professional, at €33.20, €66.90 and €99.20 for members, with higher levels adding payment behaviour, collection data and several years of key figures.

Guests can buy through Business Search at €60, €85 and €105, excluding 20% VAT, and the report arrives by email. Single-purpose reports are priced apart: €7.55 for an insolvency report, from €11.50 for a PEP and sanctions check, from €10.20 for a beneficial owner report. The site mentions 35,000 members and the Business Search country selector lists nine countries.

Standout feature. KSV1870 is the only provider here that prints a euro price for every report tier.

#3 North Data

Hamburg, Germany Founded 2011 Basic €49 per month or €490 per year; Plus €1,250, Pro €2,250, Max €3,950 per year; Enterprise on request; excl. VAT Demo on request

Best for: Analysts, journalists and compliance staff researching company structures and accounts across Europe

• Operating company. North Data GmbH
• Jurisdiction. EU (Germany)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet Hoovers, Bureau van Dijk Orbis

North Data is a Hamburg search engine over European company registers and published annual accounts, run by North Data GmbH, which started in 2011 as Biz-Q UG. The country filter lists 27 places, from Austria and Belgium to Israel, Switzerland and Ukraine, and a separate filter flags tax havens such as Jersey, Malta and Monaco.

Plans run from Basic at €49 per month (€490 per year) to Max at €3,950 per year, scaling by watchlist entries (100 to 5,000), daily CSV exports and users. An ownership and flags module is a paid extra, listed at +€290 on Basic. An API and quarterly exports are sold separately. North Data shows what registers disclose, so there is no credit limit.

Standout feature. North Data is the only provider here built around annual accounts and watchlists for researchers, at a price a single analyst can pay.

#4 OpenCorporates

London, United Kingdom API plans: Essentials £2,250 per year, Starter £6,600, Basic £12,000; Enterprise bulk delivery on request Demo on request

Best for: Compliance and data teams that need verified legal-entity records to feed onboarding, KYC or analytics systems

• Operating company. OpenCorporates Ltd
• Jurisdiction. United Kingdom (adequacy decision, outside the EEA)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet D-U-N-S matching, Bureau van Dijk Orbis

OpenCorporates is a legal-entity database run by OpenCorporates Ltd, registered in England as company 07444723 with an address on Cornwall Avenue in London. The homepage claims data from official sources in more than 140 jurisdictions, which is the vendor's figure, and lists Belgium, Denmark, Finland, France, Germany, Ireland, Israel and Luxembourg among them.

Access is by API: Essentials at £2,250 per year for 500 calls a month, Starter at £6,600 for 2,500 and Basic at £12,000 for 5,000, with Enterprise adding bulk delivery by SFTP. Journalists, NGOs and universities can ask for free access. The terms footer lists US federal identifiers, so confirm the contracting entity on the order form.

Standout feature. OpenCorporates is the only provider here that delivers legal-entity data in bulk files for the buyer to load into its own systems.

#5 Moneyhouse

Zurich, Switzerland Founded 2001 Credit report valued at CHF 19.00 (one included in Premium membership); report packs of 10 to 500 queries; membership price not seen Demo on request

Best for: Anyone who needs to check Swiss companies, directors and credit standing

• Operating company. Neue Zürcher Zeitung AG (Moneyhouse)
• Jurisdiction. Switzerland (adequacy decision, outside the EEA)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet Switzerland, Creditreform Switzerland

Moneyhouse is the register and business-information service of Neue Zürcher Zeitung AG in Zurich (UID CHE-106.838.812), which began in 2001 as Credita Management AG. The service searches the Swiss Handelsregister and sells a credit report, a payment behaviour report, an economic report, a participations report and a debt enforcement report.

The membership page values a credit report at CHF 19.00 and says one is included in the Premium membership. Further reports are sold singly or in packs of 10, 20, 40, 80, 250 or 500. A Public API, company lists and purchasable addresses are listed, with no prices visible to us. Coverage is Switzerland only, and the directory is organised by canton.

Standout feature. Moneyhouse is the only provider here whose credit reports come from a newspaper publisher's register service.

#6 CRIF

Bologna, Italy Founded 1988 Not published, contact CRIF Demo on request

Best for: Banks, insurers and large corporates that need credit bureau data and decision platforms across several countries

• Operating company. CRIF S.p.A.
• Jurisdiction. EU (Italy)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet, Experian Business

CRIF is the Bologna group CRIF S.p.A., established in 1988, which sells business information, credit bureau services and decision platforms. The Business Information page describes a mix of proprietary, public and alternative data, including geospatial and digital footprint data, used to judge creditworthiness at home and abroad.

The group page counts more than 10k financial institutions, 450 insurance companies and 90k business clients, according to the vendor. The footer states a management system certified by DNV to ISO 9001, ISO 45001, ISO/IEC 27001 and ISO 14001. The country menu includes Austria, Germany, Italy, Spain, Poland, Romania, Switzerland and the UK, plus markets in Asia and the Americas. Pricing is not published.

Standout feature. CRIF is the only provider here that offers a composable credit lifecycle platform (ORCHESTRA) next to company data.

#7 Ellisphere

Paris La Défense, France Not published, demo on request Demo on request

Best for: French credit managers and marketing teams working mainly with French companies

• Operating company. Ellisphere S.A.S.
• Jurisdiction. EU (France)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet France, Altares

Ellisphere is the French risk and data company Ellisphere S.A.S., registered at Tour Franklin in Paris La Défense (RCS Nanterre 482755741, share capital €2,519,229). ELLIPRO covers client risk with a separate supplier risk version, and credit analysts handle investigations that data alone cannot settle.

Around the risk products sit TARGET for bulk company and contact exports, CONNECT for CRM enrichment, QUALIFY for data cleaning and a SHARE API feed. The site features open data themes such as RGE-labelled companies, French Tech and patents. The whole site and legal notice are in French, no prices are published and coverage outside France is not documented.

Standout feature. Ellisphere is the only provider here that links French risk scores to prospecting lists and CRM enrichment in French.

#8 Companyweb

Vilvoorde, Belgium 7-day trial without credit card; prices not seen in the pages reviewed Demo on request

Best for: Belgian SMEs, accountants and credit controllers checking Belgian counterparties

• Operating company. Companyweb BV
• Jurisdiction. EU (Belgium)
• Where the data sits. Not stated on the pages reviewed
• Source code. Closed source
• Replaces. Dun & Bradstreet Belgium, Graydon Belgium

Companyweb is the Belgian company information service of Companyweb BV, based on Leuvensesteenweg in Vilvoorde and registered in the KBO under 0869.703.978. Followed companies trigger alerts when something changes, and a credit check and payment experience tool add solvency and behaviour signals.

KYC reports and PEP and sanction checks serve customers with anti-money-laundering duties, and integrations connect the data to business software. The terms call the solvency and liquidity information a subjective interpretation from a statistical model. The homepage offers a 7-day trial without a credit card, though the prices page could not be read.

Standout feature. Companyweb is the only provider here whose free trial needs no credit card.

#9 Creditreform

Neuss, Germany Not published, see website Demo on request

Best for: German companies that want a long-established credit reference with local advisers

• Operating company. Verband der Vereine Creditreform e.V.
• Jurisdiction. EU (Germany)
• Where the data sits. Not stated; the privacy notice mentions transfers outside the EU under standard contractual clauses
• Source code. Closed source
• Replaces. Dun & Bradstreet, Bürgel, Schufa B2B

Creditreform is the German credit information association Verband der Vereine Creditreform e.V. in Neuss (Vereinsregister Neuss 57 VR 506). Its privacy notice describes credit information on persons and companies, a collection business, address and marketing data and the company listings at firmeneintrag.creditreform.de.

The homepage links to a locations page and personal consultation, and the MyCrefo app and a self-disclosure product called Meine Bonität are listed. The server refused part of our automated reading, so monitoring, API access, group structure and prices are unconfirmed. The privacy notice allows transfers outside the EU under standard contractual clauses.

Standout feature. Creditreform is the only provider here organised as a German association with local advisers and its own collection business.

#10 Cognism

London, United Kingdom Founded 2015 Quote-based: Standard and Pro plans with 5 seats included, credits per seat Demo on request

Best for: Outbound sales teams that need prospect contacts and phone numbers with documented opt-out handling

• Operating company. Cognism Limited
• Jurisdiction. United Kingdom (adequacy decision, outside the EEA)
• Source code. Closed source
• Replaces. ZoomInfo, Lusha, Apollo.io

Cognism is a London B2B data company, Cognism Limited, registered in England and Wales as company 09392705 and incorporated in 2015. Its product is a database of contacts and companies with firmographic, technographic and signal-based filters, which makes it a sales tool and not a credit file.

The privacy policy names Cognism d.o.o. in Croatia as joint controller, and a Boston office is listed next to the UK entity. The site states ISO 27001, ISO 27701 and SOC 2 Type II. Phone data is screened against Do Not Call lists in several countries. Pricing is quote-only, with Standard and Pro plans that include five seats.

Standout feature. Cognism is the only provider here whose product is mobile numbers screened against Do Not Call lists.