Creditsafe
Cardiff-based business credit reports, company monitoring and AML screening, sold in worldwide, European and UK and Ireland packages on a quote basis
Quick Overview
| Company | Creditsafe Business Solutions Limited |
|---|---|
| Category | Business credit and company data providers |
| Headquarters | Cardiff, United Kingdom |
| Founded | Not stated |
| EU Presence | Yes - United Kingdom (outside the EU, adequacy decision) |
| Data Location | Not stated on the pages reviewed |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Company credit reports, credit score and limit, company monitoring, PEP and sanctions screening, ID verification, debt collection, data enrichment, API |
| Pricing | Packages (Worldwide, Europe, UK and Ireland) on request via 'Get Quote'; free trial offered |
| Best For | Finance teams that need credit scores and limits on customers and suppliers across many countries |
| Replaces | Dun & Bradstreet, Experian Business, Equifax Commercial |
Detailed Review
Dun & Bradstreet sells company risk data from Florida. Creditsafe sells a comparable product from Wales: the credit report on a business, with a score, a recommended credit limit, financials, directors and ownership, bundled with monitoring and compliance modules.
The contracting entity in its terms is Creditsafe Business Solutions Limited, company number 3836192, with its registered office at Ty Meridian in Cardiff. The Companies House register shows Safe Information Group Cyprus Limited holding 75% or more of the shares, and a Norwegian individual holding between 25% and 50%, so the ownership chain stays inside Europe.
Packages Built Around Geography
The packages page splits the offer into three report bundles. Worldwide covers companies in over 200 countries and territories, with 100 worldwide company reports. Europe covers the UK, Ireland and 40 European countries with 50 European reports. UK and Ireland is the narrowest. All three list monitoring, no win no fee debt recovery, bank verification checks and company data list exports.
None of the packages shows a price. Each button reads 'Get Quote', which makes budgeting a call with sales rather than a comparison table.
Beyond The Credit Report
Around the core report the site lists AML checks, PEP and sanction screening with ongoing monitoring, global identity verification, right to work and right to rent checks, and a no-code decision tool called Check & Decide. A Connect API exposes company, compliance and consumer data, and the sales side offers B2B data for 66 million companies across 13 countries.
Creditsafe states that it holds credit information on over 430 million businesses and runs 26 offices across 16 countries. Those figures are the vendor's own and were not tested.
Where It Sits Against D&B
Creditsafe publishes head-to-head comparison pages against Dun & Bradstreet and Experian, which signals that it competes in the same buying round. The difference this directory cares about is jurisdiction: a UK entity under UK GDPR with an EU-owned parent, against a US company that registers as a data broker in several US states.
Limitations to Consider
The review rests on the vendor's public pages, not a hands-on test. Package prices are not published, the data hosting location is not stated, and coverage numbers are the vendor's own claims. The UK is outside the EU, so the entity relies on the adequacy decision for transfers.
Who Should Use Creditsafe
Credit controllers and compliance teams at companies that check many foreign customers and want one platform for reports, monitoring and AML, and are willing to negotiate a quote.
Pros and Cons
Pros
- Entity, register number and ownership chain are traceable in Companies House
- Three regional packages avoid paying for worldwide coverage when only Europe is needed
- Monitoring, debt recovery and bank verification listed in every package
- Compliance modules (PEP, sanctions, ID checks) on the same platform
- API plus Salesforce, Sage 50 and HubSpot integrations
Cons
- No prices published, every package is a quote
- Hosting location is not stated on the pages reviewed
- UK entity sits outside the EU and relies on the adequacy decision
- Sales and marketing data covers 13 countries, narrower than the credit side
Alternatives to Creditsafe
Other European business credit and company data providers worth comparing before you decide:
KSV1870
Austria · Austrian creditor association selling company reports with listed prices
North Data
Germany · Hamburg search engine over European registers and annual accounts
OpenCorporates
United Kingdom · Open legal-entity database fed directly from official registers
Moneyhouse
Switzerland · Swiss commercial register data plus credit and payment reports
See all European business credit and company data providers or compare them directly against Dun & Bradstreet on our alternatives page.
Frequently Asked Questions
No. The packages page lists Worldwide, Europe and UK and Ireland bundles with the included reports, but each one has a 'Get Quote' button instead of a price.
Companies House lists Safe Information Group Cyprus Limited with 75% or more of the shares in Creditsafe Business Solutions Limited, plus a Norwegian individual holding between 25% and 50%.
Yes. The site lists AML checks, PEP and sanctions screening, ID verification, debt collection, a decision tool and an API alongside the reports.