Skaleet
French SaaS core banking on EU-based private cloud, with modules for accounts, payments, loans and process automation
Quick Overview
| Company | SKALEET |
|---|---|
| Category | Core Banking Software |
| Headquarters | Boulogne-Billancourt, France |
| Founded | Not stated |
| EU Presence | Yes - France (EU) |
| Data Location | EU-based data centres, private cloud |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Accounts and cards, payments, loans and savings, customers, process automation, modules and connectors, API documentation, switching from BaaS to SaaS, greenfield and legacy migration |
| Pricing | Pricing on request |
| Best For | Banks, neobanks, PSPs and BaaS users that want an EU-hosted SaaS core |
| Replaces | Fiserv, FIS, Jack Henry |
Detailed Review
Skaleet describes itself as core banking built for speed and control, with three entry points: Speedboat/Greenfield, BaaS to SaaS and legacy migration. The homepage states it was named Europe's Best Core Banking Solution at the Euromoney Awards for Excellence 2026.
The French company register lists SKALEET (SIREN 484939038) at 150 route de la Reine, Boulogne-Billancourt. The website itself shows only "Copyright 2026 Skaleet" and does not publish a legal notice.
EU-Hosted by Design
The vendor says it runs private-cloud data centres in the EU that are not subject to the US Cloud Act. For a bank asking where its ledger sits and under whose law, this is the claim that sets Skaleet apart on the page.
Modular and Event-Driven
Standalone modules can be switched on as needed: accounts and cards, payments, loans and savings, customers and process automation. The platform is API-centric and event-driven, with transactions triggered in real time.
Implementation is stated at 4 to 6 months depending on the use case, and releases arrive every two months.
Reference Customers
The site cites Caisse d'Epargne Hauts de France and a pay-by-bank provider, SSP, in its customer stories, and the page offers an English version of its French site.
Limitations to Consider
Pricing is not published, the legal entity is not named on the site (it had to be found in the French register), and the reference list is shorter than that of the established vendors. It is a SaaS model only; a bank that needs its own data centre should consider Temenos. Documentation and some stories are in French first.
Who Should Use Skaleet
European banks, neobanks and payment firms that want the core in an EU private cloud, in a French vendor, with a short implementation.
Pros and Cons
Pros
- EU data centres, stated outside the US Cloud Act
- Modules can be activated one by one
- Event-driven and API-centric
- Implementation stated as 4 to 6 months
- Bi-monthly releases
Cons
- No public pricing
- No on-premise option
- Legal notice absent from the site
- Smaller reference base
Alternatives to Skaleet
Other European core banking software worth comparing before you decide:
Thought Machine
United Kingdom · Cloud-native core ledger and payments with a configuration layer
Mambu
Netherlands · Composable SaaS core for lending, deposits and payments
10x Banking
United Kingdom · SaaS core for banks, mutuals and lenders with AI migration tools
Temenos
Switzerland · Core, digital, payments and wealth banking on-premises, cloud or SaaS
See all European core banking software or compare them directly against Fiserv on our alternatives page.
Frequently Asked Questions
In EU-based data centres, operated as a private cloud, which the vendor says are not subject to the US Cloud Act.
The homepage states 4 to 6 months depending on the use case.
It offers a BaaS to SaaS path, with a transition described as taking 4 to 5 months.