Indy

Lyon-built invoicing and accounting for French freelancers, with a free tier and AI transaction categorisation

Quick Overview

CompanyIndy SAS
CategoryInvoicing Software
HeadquartersLyon, France
FoundedNot stated by the vendor
EU PresenceEU (France)
Data LocationFrance
Open SourceNot stated; closed-source SaaS
ComplianceElectronic invoicing support built in; no third-party certification stated
PricingFree Essentiel plan; Plus from €9/month, Premium €15-49/month depending on legal structure (excl. VAT)
Free OptionYes — Essentiel plan with unlimited invoices
ReplacesFreeAgent, QuickBooks Self-Employed, Wave

Detailed Review

Indy SAS is a Lyon-based company built specifically for French freelancers and micro-enterprises across the legal structures that shape the market (SARL, EURL, SAS, SASU, EI, LMNP, SCI). The free Essentiel plan covers unlimited invoices and quotes with electronic-invoicing support, and paid tiers add a professional account with its own IBAN and Mastercard, automated bank-transaction categorisation using AI, and VAT declaration handling.

Pricing is structured around what kind of business entity you run rather than a single ladder: the Premium tier ranges from €15 to €49 a month depending on legal form, and an optional accountant add-on (Option Expert-Comptable) runs €63-108 a month for businesses that want a human accountant attached to the platform.

Like Tiime, Indy does not publish a founding date on its marketing site, and the product's structure-specific pricing means a buyer needs to know their own legal form before they can read the price sheet.

What Indy does well

  • French company (Indy SAS) based in Lyon, built specifically for freelancers and micro-enterprises
  • Free Essentiel plan with unlimited invoices and electronic invoicing
  • Bundled business account with IBAN and card on paid tiers
  • Optional human-accountant add-on for businesses that want one

Where Indy falls short

  • No founding date published on the marketing site
  • Pricing depends on knowing your own legal structure (SARL, EURL, SAS, etc.) first
  • Built around French legal forms, so less relevant outside France

Standout feature. A bundled professional bank account with its own IBAN and card, not just invoicing software bolted onto a generic bank feed.

Pros and Cons

Pros

  • French company (Indy SAS) based in Lyon, built specifically for freelancers and micro-enterprises
  • Free Essentiel plan with unlimited invoices and electronic invoicing
  • Bundled business account with IBAN and card on paid tiers
  • Optional human-accountant add-on for businesses that want one

Cons

  • No founding date published on the marketing site
  • Pricing depends on knowing your own legal structure (SARL, EURL, SAS, etc.) first
  • Built around French legal forms, so less relevant outside France

Alternatives to Indy

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Frequently Asked Questions

What is Indy?

Indy SAS is a Lyon-based invoicing and accounting platform built specifically for French freelancers and micro-enterprises across several legal structures (SARL, EURL, SAS, SASU, EI, LMNP, SCI). The free Essentiel plan covers unlimited invoices with electronic-invoicing support.

Where is Indy based?

Indy is operated by Indy SAS, headquartered in Lyon, France. The vendor does not publish a founding date on its marketing pages.

What does Indy cost?

Free for solo micro-enterprises (0-1 employee). For 2-5 employees: Smart €29.99/month, Business €39.99/month. For 6-20 employees: Smart €49.99/month, Business €65.99/month. For 20+ employees, pricing is quote-based. All prices exclude VAT.

What are the drawbacks of Indy?

No founding date or detailed legal-entity address published on the marketing site. Pricing scales by headcount band, so it takes a moment to find your own tier. Largest accounts (20+ employees) are quote-only rather than published.

Is Indy a good alternative to QuickBooks?

Indy is built as a European alternative to QuickBooks Self-Employed and similar US invoicing tools: a free tier and bundled business account built for French freelancers, from Lyon. It will not be a like-for-like feature match in every respect, so check the review above for where the two genuinely differ before switching.

How does Indy compare to other Invoicing Software tools?

Indy is one of several European Invoicing Software tools covered on this site. See the full Invoicing Software category page for how it ranks against its closest European competitors.

Who worked on this review

Three people touch every tool page: one writes it, a second edits it, and a third checks the compliance and pricing claims against the vendor's own documentation.

Ingrid Halvorsen
Written by

Ingrid Halvorsen

Managing Editor · Oslo, Norway

Runs the review process and decides when a page is ready to publish or needs another pass.

Marta Kowalczyk
Edited by

Marta Kowalczyk

Senior Analyst, Infrastructure & Developer Tools · Warsaw, Poland

Covers hosting, developer tooling and the practical side of moving workloads to European providers.

Daniel Brandt
Fact-checked by

Daniel Brandt

Privacy & Compliance Researcher · Berlin, Germany

Checks the compliance claims: where the company is established, where the data sits, and what the DPA actually says.

Read our editorial process for how we source, verify and update these pages — and how we keep affiliate income separate from what we recommend.

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