Fraudio
Dutch payment fraud scoring sold pay-per-use to acquirers, issuers and payment providers through a single API
Quick Overview
| Company | Fraudio B.V. |
|---|---|
| Category | Fraud Detection Software |
| Headquarters | Amsterdam, Netherlands |
| Founded | Not stated |
| EU Presence | Yes - Netherlands (EU) |
| Data Location | Not stated on the pages read |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Payment fraud scores via API, configurable risk-appetite thresholds, merchant-initiated fraud detection, AML detection, authorised push payment fraud, money mule detection, pricing calculator |
| Pricing | Pay-per-use, quoted by monthly transaction volume; pricing calculator on the site |
| Best For | Acquirers, issuers and payment service providers that need scores without a long integration |
| Replaces | Sift, Kount, Featurespace |
Detailed Review
Fraudio connects all its customers to one centralised AI model and sells the result as a score per payment. The site says there are no integration or setup costs, scores arrive from day one and responses come back in under 100 ms.
The terms of service and privacy policy name Fraudio B.V., Bilderdijkpark 1-1, Amsterdam, as the company and data controller.
One model for everyone
The shared model is the selling point: every customer benefits from patterns seen elsewhere in the network. The site claims results several times better than single-dataset models, which is the vendor's own comparison.
The trade-off is that you do not get a model trained only on your data.
More than card fraud
Beyond payment scores, Fraudio lists merchant-initiated fraud detection for acquirers, an anti-money-laundering product, authorised push payment fraud detection and money mule detection.
Customer types on the site are merchant acquirers and issuers.
Pay-per-use billing
Pricing is by usage. A calculator on the pricing page asks for monthly transactions and the company follows up with a quote.
There are no prices on the page itself.
Limitations to Consider
Fraudio sells to payment companies, not directly to merchants wanting a dashboard for manual reviews. Because all customers share one model, there is no per-merchant model, and prices are not published beyond a calculator that leads to a quote. The pages give no founding year or data location.
Who Should Use Fraudio
Payment service providers, acquirers and issuers that want an API score on every transaction with usage-based billing from an Amsterdam vendor.
Pros and Cons
Pros
- Pay-per-use with no stated setup cost
- Responses under 100 ms stated
- Merchant, AML and money mule products
- Dutch B.V. named in terms and privacy policy
Cons
- Single shared model, no per-merchant model
- No published prices
- Built for payment companies, not shops
- Founding year and data location not stated
Alternatives to Fraudio
Other European fraud detection software worth comparing before you decide:
SEON
Hungary · Fraud checks and AML screening on one 1,100-signal platform
Ravelin
United Kingdom · Custom ML scoring, graph networks and rules for online merchants
Trustfull
Italy · Pay-per-check phone, email, IP and session risk signals
Oneytrust
France · Payment and identity fraud scoring for European retailers and banks
See all European fraud detection software or compare them directly against Sift on our alternatives page.
Frequently Asked Questions
Usage-based. The pricing page asks for your monthly transaction count and the company replies with a price.
No. The site says all customers connect to the same centralised AI model, which creates network effects.
Payment fraud detection, merchant-initiated fraud detection, an AML solution, authorised push payment fraud detection and money mule detection.