Finary
Paris wealth tracker with budget tools, fee scanner and its own regulated services
Key data
| Company | Finary SAS |
|---|---|
| Category | Investment Portfolio Trackers |
| Headquarters | Paris, France |
| Founded | Not stated |
| EU Presence | Yes - France (EU, ACPR and AMF authorised) |
| Data Location | not stated on the pages we read |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Wealth tracking, budget management, fee scanner, passive income and dividends, diversification analysis, subscription scanner, crypto, brokerage and life insurance |
| Pricing | Plans Lite, Plus and Pro are named; prices not shown in the text we read |
| Best For | French-speaking savers who want tracking plus regulated investment products from one company |
| Replaces | Empower (Personal Capital) |
Full review
Finary is a wealth tracker from Finary SAS, a French société par actions simplifiée with share capital of EUR 11,667,500. Finary SAS is registered in Paris under RCS 892 357 724 at 58 rue de Monceau, 75008 Paris.
The legal notice, last modified on 21 October 2026, says Finary SAS is an investment firm authorised by the ACPR under CIB number 19283.
What Finary tracks and what it adds
Finary offers wealth tracking, budget management, goals, a fee scanner, passive income and dividend tracking, diversification analysis and a subscription scanner.
Finary also sells services of its own: a CTO and PEA brokerage, crypto buying and selling, and Finary Life life insurance with 0% entry fees and 0,5% on unit-linked funds, per the menu text.
Regulation stated by Finary SAS
Finary SAS states ACPR authorisation for receiving and transmitting orders and for investment advice. It is also authorised as a payment institution for e-money token services, and as a crypto-asset service provider by the AMF under MiCA.
Finary SAS is registered as an insurance broker with ORIAS number 21001279.
Finary against Empower
Finary resembles Empower in mixing a tracker with advisory-style services. Finary sells products in France, where Empower sells US accounts such as IRAs.
The pricing page text we read shows only plan names, so check prices on the Finary site.
Known limits
The Finary pricing and home pages returned only menu text, so plan prices are not confirmed here. The site is built around French products such as PEA and assurance vie, which matter less outside France. Finary also sells investment services, so its legal text carries commercial and regulatory disclosures. For a German tracker with prices published, see Finanzfluss Copilot.
Is Finary right for you?
Savers in France who want net worth tracking plus PEA, crypto or life insurance from the same regulated company.
What works, what does not
Pros
- Register number and share capital published
- ACPR and AMF authorisations named in the legal notice
- Tracks passive income and dividends
- Fee scanner for hidden costs
- Interface available in French, English and Spanish
Cons
- Plan prices not shown in the text we read
- French products dominate the offer
- Hosting location not stated on the pages we read
- Legal text is long because of the financial services
Pros and Cons
Pros
- Register number and share capital published
- ACPR and AMF authorisations named in the legal notice
- Tracks passive income and dividends
- Fee scanner for hidden costs
- Interface available in French, English and Spanish
Cons
- Plan prices not shown in the text we read
- French products dominate the offer
- Hosting location not stated on the pages we read
- Legal text is long because of the financial services
Alternatives to Finary
More European investment portfolio trackers you can weigh against it:
See all European investment portfolio trackers or compare them directly against Empower (Personal Capital) on our alternatives page.
Questions buyers ask
Yes. Finary SAS is a French société par actions simplifiée registered in Paris under RCS 892 357 724 and authorised by the ACPR.
The site names Finary Lite for tracking everything in one place, Finary Plus to grow wealth and manage budget, and Finary Pro for professional and personal wealth. Prices were not in the text we read.
Finary covers net worth, budget and passive income tracking, like Empower's dashboard. Finary also sells its own regulated products in France.