Equals Money
Belgian-regulated business account provider with expense cards and SWIFT or SEPA payments in 23 currencies
Quick Overview
| Company | Equals Money Europe SA |
|---|---|
| Category | International Money Transfer Services |
| Headquarters | Brussels, Belgium |
| Founded | Not stated |
| EU Presence | Yes - Belgium (EU) |
| Data Location | See privacy policy |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Payments in 23 currencies, SWIFT and SEPA, multi-currency account, prepaid expense cards, business debit cards, spend software |
| Pricing | From EUR 50 per month for 1 to 20 cards (Zakelijk), EUR 80 per month for 21 to 50 cards, enterprise on request; EUR 10 per physical card; EUR 1.50 cash withdrawal |
| Best For | Companies paying suppliers abroad who also need expense cards |
| Replaces | Bank wires, Remitly Business |
Detailed Review
The Dutch-language EU site presents international payments, a multi-currency account and spend management. Its price table lists subscription tiers by number of cards.
The footer states Equals Money Europe SA is incorporated in Belgium (0849.185.510) at Avenue Louise 231, Brussels.
Cards and payments together
Prepaid expense cards and business debit cards sit next to the payment product, so staff spending and supplier payments share one platform.
Plan structure
Zakelijk covers 1 to 20 cards at EUR 50 per month, Zakelijk plus 21 to 50 cards at EUR 80 per month, and larger firms ask for pricing.
Group
The footer logo reads part of the Equals Group, and a UK site is offered in the language picker.
Limitations to Consider
This is a business product, not a consumer remittance service, so an individual sending to family should pick TransferGo or Paysend. Payment fees are not listed on the page read, and the UK entity was not named there.
Who Should Use Equals Money
Small and mid-size companies that pay foreign suppliers and also hand out expense cards.
Pros and Cons
Pros
- Belgian supervised entity
- 23 currencies
- Cards and payments in one place
- Transparent plan prices
- SWIFT and SEPA
Cons
- Business only
- Transfer fees not shown on page read
- Subscription cost
- Site mostly in Dutch on EU domain
Alternatives to Equals Money
Other European international money transfer services worth comparing before you decide:
TransferGo
United Kingdom / Lithuania · Vilnius-rooted sender paying out to 160+ countries from Europe
Paysend
United Kingdom · Scottish e-money firm with card, wallet and bank payouts
LemFi
Ireland · Migrant-focused app sending from Europe to Africa and Asia
Wise
United Kingdom · Per-use transfers and a multi-currency account, no subscription
See all European international money transfer services or compare them directly against Bank wires on our alternatives page.
Frequently Asked Questions
The National Bank of Belgium.
The Dutch page lists EUR 50 per month for 1 to 20 cards.
The pages read present business products only.