BoursoBank
French online bank, formerly Boursorama Banque, with free Welcome and Ultim cards, savings, brokerage and insurance
Quick Overview
| Company | Boursorama SA |
|---|---|
| Category | Neobanks and Digital Banks |
| Headquarters | Boulogne-Billancourt, France |
| Founded | Not stated |
| EU Presence | Yes - France (EU) |
| Data Location | France |
| Open Source | No |
| GDPR Compliant | Yes |
| Self-Hosting | No |
| Main Features | Free account, Welcome card, Ultim card, Metal offer, Livret A and other savings, brokerage, insurance, budget analysis, bank switching service |
| Pricing | Free account; Welcome and Ultim cards advertised as free; Metal offer paid (checked 28 October 2026) |
| Best For | French residents wanting a low-cost online bank with savings and brokerage |
| Replaces | Chime, traditional French bank accounts |
Detailed Review
The site footer names Boursorama, SA, with a share capital of 53,576,889.20 euros, registered in Nanterre (RCS 351 058 151) at Boulogne-Billancourt. The brand is BoursoBank, formerly Boursorama Banque.
The offer is organised around three cards: Welcome (free, without income condition), Ultim (free, aimed at travellers) and a premium Metal offer.
Cards and Account
The pages advertise a free account and a free Welcome card with no income condition, with Ultim for travellers. Card payment-insurance is listed as free on each tier.
Savings and Services
The savings range includes Livret A, LDDS, PEL, CEL, LEP and a Livret Bourso+, alongside term deposits and life insurance. A bank-switching service called EasyMove moves accounts over, and Wicount gives a budget overview.
Business Offer
Bourso Business is a separate zero-cost business account, which overlaps with business banking.
Limitations to Consider
The site is in French and aimed at France. Fees for premium tiers and use abroad were not verified, nor was the deposit guarantee on the pages checked. The premium Metal offer is paid, and Bourso Business is a separate product.
Who Should Use BoursoBank
People living in France who want a free account with savings and brokerage under one login.
Pros and Cons
Pros
- Free account and Welcome card
- Wide range of French savings accounts
- Bank switching service EasyMove
- Brokerage and insurance in the same app
- Registered French company with published RCS
Cons
- French-language, France-focused
- Premium Metal offer is paid
- Business account is a separate product
- Deposit guarantee not verified on the pages checked
Alternatives to BoursoBank
Other European neobanks and digital banks worth comparing before you decide:
bunq
Netherlands · Dutch licensed bank with four personal plans, free to €18.99
Tomorrow
Germany · Sustainable German current account from €0 with Solaris as bank
Lunar
Denmark · Danish bank with a free account, Plus and Unlimited plans
N26
Germany · German mobile bank with Standard, Smart, Go and Metal plans
See all European neobanks and digital banks or compare them directly against Chime on our alternatives page.
Frequently Asked Questions
The site title reads BoursoBank (ex-Boursorama Banque), and the legal entity in the footer is Boursorama SA.
The site advertises a free account and a free Welcome card without income condition.
This was not verified; the pages are in French and aimed at France.