Klarna is a European payment processing solution headquartered in Stockholm, Sweden. Buy now, pay later solutions.
As a Sweden-based company, Klarna operates under European data protection regulations, including GDPR. This makes it an excellent choice for businesses and individuals who prioritize data sovereignty and want to keep their data within European jurisdiction.
Key Features
Klarna offers: Buy now pay later, Installments, Direct payments, Checkout solutions, Fraud protection. These features make it a compelling alternative to US-based solutions like Afterpay, PayPal Credit.
Why Choose Klarna?
Klarna is particularly well-suited for E-commerce seeking flexible payment options. Being based in Sweden means your data is subject to European privacy laws rather than US regulations like the CLOUD Act, which can compel US companies to hand over data stored anywhere in the world.
Pricing
Klarna offers competitive pricing: Merchant fees vary. This makes it accessible for both individuals and businesses looking for European alternatives.