GoCardless Review 2026 - European Payment Processing

Quick Overview

Company	GoCardless
Category	Payment Processing
Headquarters	London, United Kingdom
EU/European	Yes - United Kingdom
Open Source	No
GDPR Compliant	Yes
Main Features	Direct Debit, SEPA payments, Recurring billing, Payment tracking, API integration
Pricing	From 1% + 0.20
Best For	Subscription businesses and recurring payments
Replaces	Stripe Billing, PayPal subscriptions

About GoCardless

GoCardless is a European payment processing solution headquartered in London, United Kingdom. Recurring payment specialists.

As a United Kingdom-based company, GoCardless operates under European data protection regulations, including GDPR. This makes it an excellent choice for businesses and individuals who prioritize data sovereignty and want to keep their data within European jurisdiction.

Key Features

GoCardless offers: Direct Debit, SEPA payments, Recurring billing, Payment tracking, API integration. These features make it a compelling alternative to US-based solutions like Stripe Billing, PayPal subscriptions.

Why Choose GoCardless?

GoCardless is particularly well-suited for Subscription businesses and recurring payments. Being based in United Kingdom means your data is subject to European privacy laws rather than US regulations like the CLOUD Act, which can compel US companies to hand over data stored anywhere in the world.

Pricing

GoCardless offers competitive pricing: From 1% + 0.20. This makes it accessible for both individuals and businesses looking for European alternatives.

Frequently Asked Questions

Is GoCardless GDPR compliant?

Yes, GoCardless is fully GDPR compliant. As a United Kingdom-based company, it operates under European data protection laws and regulations, ensuring your data is handled according to the strictest privacy standards.

Where is GoCardless based?

GoCardless is headquartered in London, United Kingdom. This European location means your data stays within European jurisdiction and is protected by EU privacy laws.

What does GoCardless cost?

GoCardless pricing: From 1% + 0.20. Visit their website for the most current pricing and plan details.

What can GoCardless replace?

GoCardless is a European alternative to Stripe Billing, PayPal subscriptions. It offers similar functionality while keeping your data in Europe under GDPR protection.